7 Things You Should Know About Travel Insurance

If you are about to leave on a trip, part of your planning should include buying travel insurance.  It will not only give you peace of mind that your belongings are insured but also that your health needs will be taken care of in case you fall ill far from home.  

I highly recommend World Nomads because of the convenience of being able to manage everything online.  If you are doing any sort of adventure travel, travel insurance is a must.

Here's a breakdown of what you need to know:

Travel insurance: simple & flexible

You can buy, extend and claim online even after you've left home. Recommended by Lonely Planet, World Nomads travel insurance is available to people from over 150 countries and is designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

7 things you should know about World Nomads travel insurance

1. Trusted reliable underwriters

   WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

2. Value for money with the cover you need

   WorldNomads.com provides cover for what's important for travellers from over 150 countries. By focussing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.

3. Flexibility when you need it most

   Had a change of plans? You can extend your policy indefinitely or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.

4. Cover for a range of adventure activities

   From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.

5. World Nomads keeps you travelling safely

   All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.

6. More than just great value travel insurance

   All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.

7. Commitment to exceptional customer service

   We want to make sure you get the most from WorldNomads.com. You can find out more about what is covered and the 5 key parts of a World Nomads' travel insurance policy. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

Cover Your Adventure

WorldNomads.com travel insurance is designed for adventurous travellers, with cover for emergency overseas medical assistance and evacuation if you're in an accident or seriously injured while participating in a range of adventure sports and activities.

Exactly which adventures they will and won't cover varies, depending on your country of permanent residence. Check their A to Z guide to adventure, to make sure all of activities you're planning to do on your trip are covered.

Be aware, participation in any professional sports or any activity where you purposefully put your life at risk are generally excluded and, depending on your country of permanent residence, there may be restrictions or upgrades on coverage for certain activities.

Do read the fine print in the policy description of cover carefully, to make sure the travel insurance is right for you and you understand what you're covered for (and not). Contact WorldNomads.com if you have specific questions about their adventure sport coverage.

Frequently asked questions about World Nomads travel insurance

1. Do I need Travel Insurance?
   Believe us, when you travel, things can - and do - go wrong when you least expect it. Adequate travel insurance helps to protect you (and your bank balance). If you're still not sure, read this.

2. Who can buy it?
   World Nomads Travel Insurance is available to residents of over 150 countries.

3. What if I change my mind?
   Had a change of travel plans? Unlike other policies, World Nomads is flexible and allows you to extend your policy while you are still travelling.

4. What activities are covered?
   World Nomads cover most adventure sports from bungee jumping in New Zealand to white-water rafting in Colorado.

5. How do I buy it?
   You can only buy World Nomads policies online using a credit card. To start, please choose your country of residence.

6. How do I make a claim?
   With World Nomads Travel Insurance you can claim online even if you are still travelling. And if you don't entirely trust insurance companies, have a look at how World Nomads have helped some of their travellers.